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There is no overseas medical cover for any costs to treat your injury or illness if it occurs while you are participating in snow sports, and we will not pay any claim that arises out of your participation (for instance additional out-of-pocket expenses).
If you meet the normal policy eligibility requirements and you intend to ski or board during your trip, you can apply for cover during your participation in snow sports under all standard policy benefits A. – G. inclusive by application for optional Benefit H. Snow sports cover.
If you apply for cover under Benefit H. (and pay the required premium) we will confirm in writing you have Covered Snow Sports and you will have medical cover for treatment costs due to injury or illness arising out of your participation in snow sports, and also enjoy the below snow inconvenience benefits:
H1. Your snow sports equipment (hire costs for replacement gear);
H2. Theft of lift pass; and
H3. Ski field closure.
Refer to your Benefit H. of your applicable policy wording and to the Schedule of Benefits for details.
There are limitations to the kinds of snow sports you can apply to cover. We limit Covered Snow Sports to skiing or snowboarding inside the marked boundaries of a commercially operated ski field.
You are not able to apply to cover any of the below:
Skiing or snowboarding outside marked ski field boundaries (including closed areas within resort boundaries) or any terrain accessed by helicopter or snowcat.
Professional skiing or snowboarding, racing or race training.
Ice skating, ice hockey, ice fishing, bobsledding, skeleton, luge, ice climbing, curling, or snow shoeing.
Claims arising out of the activities 1. – 3. above are always be excluded from cover.
In order to arrange Snow Sports Cover, enter your trip details here and select Snow Sports as an additional cover option to obtain a quote. Snow Sports cover must be arranged before you depart New Zealand, and you need to apply for this cover for each and every trip for which you require cover.
