Age Limits and Mature Age Medical Cover

Age Limits

There is no cover under this policy for travelers aged 91 years or older at the date they are scheduled to depart on their journey.

In addition, there are certain limitations to the cover provided to travelers aged 75 years or older at the date they are scheduled to depart on their journey, specifically:

  • Part D: benefit 1 (cancellation of travel) is limited to $5,000 per person, $10,000 per family;
  • There is no cover for Part D: benefit 2 (overseas medical and associated expenses);
  • There is no cover for Part D: benefit 8 (funeral expenses); and
  • There is no cover for Part D: benefit 10 (loss of income)

Mature Age Cover

Travelers aged 75 years and older can apply to remove some of the age limitations stated above. We refer to any extension of cover as Mature Age Cover. This cover can only be purchased prior to your departure from New Zealand.

If you are aged between 75 and 90 years (inclusive), you can apply to remove the limitations to:

  • Part D: benefit 1 (cancellation of travel);
  • Part D: benefit 2 (overseas medical and associated expenses); and
  • Part D: benefit 8 (funeral expenses).

If you are 75 to 90 years of age and you choose not to purchase mature age cover you will still be covered for benefits other than those listed above however this site will not produce a confirmation of cover letter. If you require confirmation of non medical benefits, please call us on 0800 465 322.

If you are aged 91 years and older, you can apply for cover under all benefits stated in the policy except:

  • Part D: benefit 9 (accidental death);
  • Part D: benefit 10 (loss of income); and
  • Part D: benefit 11 (accidental death and disablement (common carrier))